Terms of Service
*Nordika Marine Boat Insurance*
*Last Updated:* 03/24/2025
*1. Acceptance of Terms*
By accessing or using the Nordika Marine website ([nordikamarine.co.uk]) or purchasing insurance through us, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our website or services.
*2. Insurance Products*
We offer various boat insurance products subject to underwriting approval. Coverage details, limitations, and exclusions are outlined in the specific policy documents provided to each policyholder. These Terms govern the use of our website and the purchase process, not the details of individual insurance policies.
*3. Application and Underwriting*
You must complete an application accurately and truthfully. Providing false or misleading information may result in policy rejection or cancellation. We reserve the right to request additional information or documentation to assist in the underwriting process. Underwriting decisions are at our sole discretion.
*4. Payment*
Payment for insurance premiums is due as outlined in your policy documents. Failure to make timely payments may result in policy cancellation or suspension.
*5. Policy Coverage and Claims*
Detailed policy coverage and the claims process are explained in your individual policy documents. You must notify us promptly of any claims, following the procedures outlined in your policy. We reserve the right to investigate all claims and to deny coverage if the claim is found to be fraudulent, outside the scope of policy coverage, or if the policyholder has failed to comply with policy terms.
*6. Website Use*
You agree to use our website responsibly and not to engage in any activity that is:
* Illegal or harmful.
* Designed to disrupt or damage our website or services.
* Infringes on the intellectual property rights of others.
* Violates applicable laws or regulations.
*7. Disclaimer of Warranties*
We provide our website and services “as is” and without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
*8. Limitation of Liability*
To the maximum extent permitted by law, our liability for any damages arising out of or in connection with your use of our website or services will be limited to the extent of the insurance premiums paid by you.
*9. Indemnification*
You agree to indemnify and hold us harmless from and against any and all claims, liabilities, damages, losses, or expenses (including attorney’s fees) arising out of or in connection with your use of our website or services, your breach of these Terms, or your violation of any applicable law or regulation.
*10. Governing Law*
These Terms shall be governed by and construed in accordance with the law.
*11. Changes to Terms*
We reserve the right to modify or amend these Terms at any time without prior notice. Your continued use of our website or services after such modifications constitutes your acceptance of the revised Terms.
*12. Contact Us*
If you have any questions about these Terms, please contact us at contact@nordikamarine.co.uk.