Easily manage your boat insurance
You can view and download your policy documents, review with our team of experts, renew and pay online.
The ideal insurance for your boat
Our policies are designed to meet the specifications and needs of your boat.
A direct claims channel with your insurance company
All our guidelines and questions answered are here, just a click away.
Boat Insurance: Essential Protection for You and Your Vessel
If you’re relying solely on your homeowners insurance for your boat, you might be leaving yourself exposed. Standard homeowner policies typically offer limited boating coverage that often doesn’t match the unique risks associated with watercraft. Without a dedicated boat insurance plan, unexpected accidents could lead to costly out-of-pocket expenses.
Why? Homeowners policies usually come with restrictions like:
- Maximum size and horsepower limits
- Caps on damage payouts
Boat insurance, on the other hand, is designed to cover the full range of potential incidents, including:
- Repairs to your boat’s hull, sails, and onboard gear
- Liability for fuel leaks and environmental damage
- Protection if you cause injury or damage to others, whether it’s another boat, a person, or a dock
- Medical coverage for you and your guests
- Expenses related to removing wreckage after an accident
Boats vary widely, so your insurance should too. Tailoring your coverage ensures you’re protected in the ways that matter most, with options like:
- Medical and passenger protection
- Liability coverage for third parties
- Comprehensive plans that cover storms, including named and numbered eventsInsurance for captained charters
- Liveaboard policies
- Off-season laid-up coverage
Get peace of mind on the water by choosing a boat insurance policy that fits your lifestyle and protects your investment every time you set sail.
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